Obama care, commonly known as the Affordable Care Act was signed into law by President Barack Obama on March 23, 2010. It presented the most significant administrative service in the U.S healthcare system. Under the act, the provisions included were aimed at expanding access to insurance, increasing the healthcare workforce, enhancing the quality of healthcare systems and curbing the rising medical costs in the U.S (Pear A14). Precisely, the Act allows patients with the flexibility and stability to make decisions regarding their health conditions through the newly introduced Patient Bill of Rights. In this regard, the Americans have full control over their healthcare.
Recently, the Supreme Court ruled that the Affordable Care Act allow the Federal Government to provide public subsidies to help the poor and the middle-class person buy the health insurance plan (Liptak A1). The ruling became a blow to the Republicans who have been putting efforts to do away with the law, claiming that it had been raising the cost of living for families and small businesses. However, scrapping away the act would make insurers and big companies suffer a significant loss, given that they would be forced to lower their revenue and increase expenses. A recent study found out that one out of seven plans does not provide access to physicians for at least one medical specialty such as psychiatry, endocrinology, and rheumatology (Bauchner 353). Additionally, Bauchner established that many plans that were sold on exchanges omitted large cancer centers from their provider networks (354). Moreover, physicians are always afraid of participating in the exchange, given that they are expected to cater for the cost of the patients who have not paid for their premiums, the reason being that the Obama care Act allows sick people to receive medical care before making the required premium payments (Liptak N1)
Parker, on the other hand, determined in her study that women can now spend far much less on birth control after the introduction of Affordable Care Act (A1). The cost of delivery has reduced significantly. Besides, the law provides that private insurers cover the expenses of prescribing contraceptives with no consumer cost-sharing.
Healthcare lobbyists in the US have always hoped to do away with the Obama Care Act. The evidence can be drawn from King V. Burwell case ruling (Pear A14). New strategies by opposing parties have been developed to address the widespread uneasiness with the Alternative Care Act as seen at a point where the Democrats spoke openly about the problems brought about by the act and at the same time provided solutions to the challenges. However, their opinion contrasted the views of the citizens of US who wanted the Obama care policy to remain since it benefited most of the people, especially those who had little income. Also, given that the law is likely to exist for the rest of Obama tenure, lobbyist groups such as Christian have gone further to advocate for abortion. The rationale for their move is that they were against the requirements for Americans to buy health insurance since it would encourage abortion. They wanted the Supreme Court to recognize their claim and act in their favor (Parker A1)
The Republicans have offered an alternative plan. One of them is the HealthCare Choices Act, which is meant to allow people to get health insurance covers across the States. Moreover, it would include the mandate of the citizens to buy insurance and subsidies to help people afford the cover. However, it is essential to consider other substitutes to medical policies such as joining a health care sharing ministry, purchasing fixed benefits system and getting an Accident insurance. Moreover, buying short-term health insurance cover last between 1 and 11 months and are not controlled under the Affordable Care Act. Thus, they do not offer a significant level of benefits that can reduce the cost of healthcare services. Such policies in a case where a person is diagnosed with an illness like cancer, a patient can pay in cash and be treated. Alternatively, an individual can consult a licensed health insurance broker or an agent to get help provided by the law. Health Advisors can introduce a person to Affordable Care Act that are available outside his/her State exchange and assist the patient to select benefits that can accommodate his/her budget and health care needs (Bauchner 353-354)
In conclusion, The Affordable Care Act of 2010 has brought about substantial change in the U.S healthcare system. It has helped in curbing the up surging costs of health and at the same time improved the quality of medical services offered. Despite the various challenges that the Act has experienced, such as opposition by the lobbyist groups, the policy still works since people can access healthcare facilities efficiently. Thus, a good number of Americans, which include the low-to-middle income earners, can access and purchase federally subsidized and controlled insurance for their health needs.